MEDICARE ADVANTAGE PLANS are sometimes referred to as Part C and replace Original Medicare to combine Hospital and Medical coverage under one plan. Advantage plans can be purchased with or without Prescription Drug Coverage (Part D). There are different types of Medicare Advantage plans such as HMOs, PPOs, Special Needs Plans, Private Fee for Service Plans, and Medicare Savings Accounts MEDICARE SUPPLEMENT PLANS (aka Medigap Plans), work with Original Medicare to help pay your out-of-pocket costs like co-payments, co-insurance, and deductibles. Supplement Plans do not have a network, so they can be used at any provider or facility that accepts Original Medicare in the U.S. or its territories. There are several Medicare Supplemental Plans to choose from, all of which have varying levels of coverage at different prices. Supplement Plans do not include Prescription Drug Coverage, but you can purchase a separate Part D plan to cover your prescriptions.
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