MEDICARE COVERAGE OPTIONS 1. MEDICARE PART A (HOSPITAL INSURANCE): This covers inpatient hospital care, skilled nursing facility care, hospice care, and some home healthcare services. Most people receive Part A automatically and without a premium if they or their spouse have paid Medicare taxes while working. 2. MEDICARE PART B (MEDICAL INSURANCE): Part B covers outpatient medical services, preventive care, doctor’s visits, and durable medical equipment. It requires a monthly premium, and some costs may be subject to deductibles and coinsurance.
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